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Rising Premiums Drive Decline In Health Insurance Coverage

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According to a recently released Robert Wood Johnson Foundation study, rising premiums have driven a steady decline in employer-sponsored health insurance since 2000.

In 2011, the number of non-elderly Americans with employer-sponsored insurance stood at 159 million, a decline of 11.5 million from 2000 (69.7% in 1999/2000 vs. 59.5% in 2010/2011). According to the report, 47 states had a statistically significant decline in employer-sponsored coverage from 2000-2011, with 22 states experiencing declines of at least 10 percentage points.

 

Employers Offering Coverage, 2010/2011

 

Source:  State Health Access Data Assistance Center, 2013.  "State-Level Trends in Employer-

Sponsored Health Insurance."  SHADAC Report, Minneapolis MN, University of Minnesota.

 

Other key findings:

 

  • While most states saw “significant declines” in employer provided coverage, the range was wide (e.g., New Hampshire with 73.8% coverage vs. New Mexico with 48% coverage).
  • The largest decline occurred in Michigan with a 15.2% drop.
  • As might be expected, higher income populations experienced less of a decline than lower income populations.
  • Annual premiums for single coverage more than doubled while family coverage increased 125%.

For a full copy of this report, click HERE.

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Guest Sunday, 30 April 2017